Immigrants, Emigrants, and Migrants

Motivations and Benefits of Students Volunteering

Essa Fadhili S363053517/1/2018 Teachers(s) Name: Sharene Herdy and Rachel Joy Conceptual The accompanying report looks at the components that inspire understudies to partake in chipping in work. The piece generally draws its bits of knowledge from an American Education Research Journal and a friend looked into article from Sweden's Linnacus University. The objective is to give discoveries on what persuades college understudies into participating in humanitarian effort, the report offers a few thoughts for proposals. The report gives succinct discoveries on what persuades understudies into partaking in chipping in work.IntroductionVolunteering is a vital piece of the general public as it is connected with various advantages for both the dynamic and inactive members. While this reality stays, numerous understudies are normally reluctant to take an interest in chipping in program for fluctuated reasons. Some need spurring factors since the work is free while others don't believe volunteer to be significant or of any important use to the general public. Most colleges have for since quite a while ago urged their understudies to take up chipping in work. Through chipping in, understudies gain for a fact. For example, they help offer back to the general public by aiding the distraught and improve their social abilities. The report plans to talk about the inspirations of chipping in. In doing as such, the advantages that understudies can get from partaking in humanitarian effort will be assessed. The advantages incorporate gathering new individuals, getting valuable abilities, and learning the significance of making network mindfulness about certain social holes. The piece will likewise give suggestions to help to colleges elevate the program to the members. The piece to a great extent draws its bits of knowledge from an American Education Research Journal and a friend explored article from Sweden's Linnacus University. Motivations for Student to do Volunteer WorkOne of the inspirations that urge understudies to take part in charitable effort is the need to meet new individuals and help their motivation. The Students befriend others like them from different resources or schools which serves to improve their social associations for understudies taking part in charitable effort furnishes them with the chance to meet outsiders and positively affect their lives. Research shows that 74% of understudies who were effectively engaged with charitable effort experienced more extensive social ties and fellowships (Fermnadez, Linett, and Nomoto 2016). It is simpler for understudies with comparative interests to interface that it is the situation inside the grounds. As can be found in the figure underneath, the quantity of volunteers in the University age section is still extremely low and hence the need to urge understudies to enrol.Figure-12.Benefits of Volunteer WorkAnother significant inspiration that draws understudies into being a piece of charitable effort is the way that they create helpful aptitudes and work understanding. During the time spent assisting with charitable effort, understudies can learn different expert aptitudes that can help them with their future vocation and their resume. Research shows that 51% of new alumni in business started working in chipping in programs (Serow1991). Chipping in accompanies a feeling of joy and self-satisfaction in this manner luring understudies to partake in such projects. Additionally, 39% of non-volunteer understudies unequivocally think chipping in their scholastic course can tempt them to take part in charitable effort (Serow1991). Humanitarian effort can go about as a simple course to business all the more so where the work included identifies with the course the members are taking in the University.Feeling of Happiness in Helping PeopleThe other inspiration that understudy can pick up from chipping in work is the inclination of joy in helping other people. The members have a social effect that they feel pleased with and that goes about as a persuasive factor to take part in humanitarian effort (Serow 1991). The inclination that one is making a significant commitment to the general public and associations that address the social situation of the general public is sufficient inspiration to urge understudies to partake in progressively volunteer program. Everybody likes to be a piece of a noteworthy social change, and humanitarian effort offers this opportunity to the understudy. Figure-2The above figure delineates the sharp decrease in the quantity of volunteer somewhere in the range of 2002 and 2015.ConclusionTo summarize, various inspirations can serve to urge more understudies to participate in chipping in program. Participating in charitable effort furnishes understudies with a chance to improve their odds of employability. Furthermore, understudies get the chance to meet new understudies with comparative interests. Ultimately, understudies feel upbeat helping other people and that draws them into volunteer programs.RecommendationsTo urge more understudy to join the chipping in program the college ought to compose occasions where understudy volunteers can meet to share their encounters. Arranging such discussions can both satisfy the requirement for understudies to mingle and go about as an inspiration for additional understudies to take part in the volunteer program. Youngsters are adrenaline junkies and meeting new companions to share their encounters both life's and those from the program-can help support the quantity of understudies joining the volunteer program. The occasions ought to have a ton of fun exercises that understudies love, for example, music, well known specialists, and food. . The University ought to sort out short courses where experienced understudy volunteers can feature their experience by showing potential individuals the advantages of selecting. This adds to their abilities and employability. Such courses have a high possibility of prevailing since it includes understudies showing understudies dissimilar to an untouchable or an instructor doing as such. The new lanners would be in a superior situation to gain from their associates who additionally share their encounters of the program. A youth empowering another is more compelling than a more established gathering showing the equivalent to an adolescent. . Another viable proposal that would serve to pull in more understudies to the volunteer program would be the utilization of flyers, adverts, and beautiful recordings about the charming experience of understudies in the volunteer program. Youngsters are constantly pulled in to intriguing recordings and adverts as they structure some portion of their every day lives via web-based networking media. Through sharing the recordings and adverts, understudies improve their public activity as they meet other new invested individuals. Thusly, utilizing these devices might be the best method to reach to potential understudy volunteers4 who are not as of now in the program. Recordings, flyers, and promotions may work superior to informal. Most grounds understudies invest more energy in the Internet than they do when they associate with one another. All things considered, it is simpler for new volunteers to discover the data about the volunteer program from well known social destinations that from friends.Reference listFemandez, P Linett, Q ; Nomoto, T 2016, 'understudy chipping in Sweden and the inspirations driving this marvel 'Single guy Thesis,Linnacus University ,Sweden.Serow, R, C 1991, 'Understudies and voluntarism: investigating the intentions of network administration participants'American Educational Research Journal, vol.28, No.3, pp 543-556.

Customer Development Case Studies

Customer Development Case Studies © Shutterstock.com | Max GriboedovReading about the Customer Development model is all well and good. Blank’s book is full of valuable case studies that illustrate his points well. However, it is just as helpful to learn about how some of today’s most successful startups have employed the Customer Development model successfully. In this article, you will learn how two of today’s most successful startups used customer development Dropbox and Groove.CUSTOMER DEVELOPMENT MODEL AT DROPBOXWhat is Dropbox?Dropbox is a file hosting service based in Silicon Valley. It offers both commercial and personal cloud storage of all sizes. Founded in 2007, Dropbox entered a very crowded market around the time that the cloud was beginning to explode. Unlike its competitors, Dropbox managed to capture huge swaths of the market and the service grew from 100,000 users to several million users in just 18 months. While this sounds like the typical tech explosion story, the difference between Dropbox and other companies is that Dropbox did this without doing any advertising.Dropbox uses the freemium model to draw in customers. It offers basic customers 2 GB of free online storage space and allows them to scale up to the paid service as needed. As of June 2015, Dropbox had captured 400 million registered users.The Problem at DropboxAt first, the Dropbox story sounds like a typical Silicon Valley fairytale. Founded by a couple of engineering students from MIT, it was accepted into the prestigious Y Combinator seed accelerator and saw rapid growth.It is true that Dropbox was growing. However, there were serious problems. The team at Dropbox had engineering experience but almost no marketing experience to speak of. The team was taking the advice of investors and mentors and using traditional marketing methods. Yet, these traditional marketing methods were not what was causing the company to grow. Essentially, Dropbox was throwing money away on marketing channels that were not drivi ng customers while still seeing a growth that was unexplained. Growth of any kind was good but it is hard to perpetuate that growth when it is unclear where the growth was coming from.The founders at Dropbox discovered Steve Blank’s Four Steps to the Epiphany as they were dealing with this problem. They then tried to use Blank’s method to learn more about their problem and attempt to come up with a solution.Four steps of the Customer Development model at Dropbox1. Customer Discovery at DropboxAs previously noted, Dropbox’s biggest problem upon launch was that they were trying to apply traditional marketing techniques to their business. However, they were not having any success with these techniques. Investors and friends were telling them that these were the tried and true methods for any business. They were under the impression that they should be launching early and launching often. These launches were supposed to provide a perfect product with all the right features. If the y could do this, then traditional advertising would work.What Dropbox learned was that it was more important to launch when they were ready rather than as early as possible. When they entered Y Combinator, the founders of Dropbox promised to have a fully functional product available for launch in only eight weeks. In reality, launch did not come for 18 months. While traditional wisdom would suggest that this would be the end of the business, Dropbox figured out that all of the learning and discovery that they did during those 18 months would be more important than getting a product out to the public. They needed to have a better idea of who their market was.What Dropbox realized it had to do was go back to finding their customers. To do this, they began to work closely with the customers that Steve Blank would call “early adopters.” They worked to put code together to send out to keen engineers â€" people just like them. The code they sent out was far from the finished product. However, this basic presentation of the product allowed Dropbox to confirm that the problem that it was attempting to solve was very real for its customers. Through the feedback it got from early adopters, Dropbox realized it was on its way to a real solution.One of the biggest lessons that Dropbox learned during this stage was that they could not just head to the forums where its audience spent its time. They also had to communicate with these customers in an authentic way if they wanted to get real feedback.2. Customer validation at DropboxDropbox had already come to the conclusion that they needed to learn early. They also quickly understood that learning was not a one-time event. They understood that if they really wanted to understand their customers, they needed to learn early and learn often.They created a private beta launch video for their early adopters. Because they knew where their customers were and how to speak to them, the video resulted in a waiting list that grew to 75,000 people in only a single day.Part of the reason that Dropbox was so successful during customer validation is because they used the product themselves. They knew that they had a problem and needed a solution. This does not always translate into a successful product. However, because the team at Dropbox were early adopters themselves, they knew where the other early adopters could be found. As a result, Dropbox decided to get out of the office and when they did, they knew where they could go to validate their assumptions.To get out of the office, Dropbox created a snapshot of their product. This was their minimum viable product. It showed the inherent value of the full product but did not include all of the bells and whistles yet. They sent this minimum viable product out to Hacker News, where their early adopters lived. The feedback they got was of very high quality. More importantly, the feedback they got validated their learning.Lessons LearnedDuring this time, the company b egan to see real pressure from investors to use more traditional methods. Reading Blank’s book, the company knew ostensibly that these methods would not work for everyone. However, the pressure that the young company faced was real and so they tried these methods anyway. Using these methods taught them an important lesson: they needed to keep their focus on what worked for their company and their market if they wanted to be successful.They also learned that the right market fit would cure them of several ills. In this sense, Dropbox were fortunate because since they were engineers, they knew how to create a great product that other engineers, early adopters, would use. Because they discovered the right market and had a great product, users grew. This was despite the fact that Dropbox had a poor website and was virtually invisible in the PR world. At this point, Dropbox also did not have any partnerships, extensive features or even good market positioning.All of these things make u p conventional marketing techniques. For Dropbox, they either did not have these techniques or these tactics had failed. Yet, the product was still getting to customers. The typical Dropbox customer journey looked like this:Customers would hear about Dropbox from a friend, not knowing that they needed this product.The customer would try it and realize that Dropbox solved a real problem that they weren’t acutely aware that they had.Thrilled about this discovery, these customers would spread the word to their friends about this happy surprise.Dropbox would come to learn that the techniques it was using were trying to harvest demand rather than drive demand. This was the difference between the steady growth it was seeing and the explosive growth that it would be capable of later. When it came time for customer creation, Dropbox would take the current customer journey and really begin to employ it effectively.3. Customer Creation at DropboxDropbox had its early adopters excited about its product. To stick to the Customer Development model, the company would have to begin to create its mainstream customer base. To get started, Dropbox created a landing page that was designed to capture interest before the official release of the product.This landing page was important because it gave a place for its current customers to refer their friends. Rather than driving demand through the mainstream media, Dropbox pivoted and found a way to facilitate these referrals by creating a solid landing page.Lessons learnedDropbox tried the cookie cutter approach. It failed miserably. It tried using paid searches. Its affiliate programs and display ads also failed. Dropbox also tried hiding the freemium option but realized that this did not always work successfully but more importantly, that it just was not cool. It did not build up trust with customers.All of this paid advertising failed but not because Dropbox was not acquiring customers. It failed because the cost per acquisitio n was needlessly driven up to $233- $388 for a product that only cost $99. The paid advertising was not drawing in customers but it was still costing them a lot of money. This balance was both unfavorable and unsustainable over the long term.What was working, however, was the word of mouth experiments. Not only was the referral system a lot cheaper than traditional marketing but it was also underdeveloped at the time. When Dropbox realized that the traditional methods were not working, it worked on giving its current users the tools they needed to help grow the business.4. Company Building at DropboxThis word of mouth referral program became Dropbox’s main marketing strategy. The program that Dropbox created offered a double sided incentive to give the current user incentive to share and encourage sign ups while also rewarded new users. The program started by offering both users an extra 250 MB of space for free.To make sure that this was the best way forward, Dropbox started to f ocus on data analysis and marketing. They hired someone with a data background to perform split tests to determine the best landing page optimizations, encourage sharing and analyze surveys. This investment in the analytics was a part of the “learn early, learn often” strategy that Dropbox had previously adopted.With all of these tools, Dropbox grew their user base from 100,000 users to four million users almost entirely through viral sharing and their word of mouth programs.The TakeawayDropbox learned two big lessons that contradicted the traditional wisdom that they were receiving from other sources. The first big lesson was to get something into the customer’s hands as soon as possible. Don’t worry about having a lot of features or making the product perfect. Putting a minimum viable product in the customers’ hands will ideally provide the feedback you need to propel the product forward in a viable way that is useful to customers.The second lesson was one of the biggest focuses of Blank’s book. Dropbox learned that it is important to create a strategy that reflects your market. Even if more “experienced” people question that strategy, stick to what you know about your customers and your market and give them what they want.CUSTOMER DISCOVERY VALIDATION AT GROOVEWho is Groove?Groove creates online help desk software for enterprises and small businesses. For customers, Groove’s software looks like an ordinary email service but offers features that allow it to be integrated with social media platforms like Facebook and Twitter. Groove decided to move away from the freemium model and now offers all of its features for $15 per user per month.The Problem at GrooveIn its early days, Groove was earning customers but it was unable to hold on to them. The CEO realized that the churn rate was hanging out around 3% and that was not something he could live with because it did not fit the company’s goals. The problem for Groove was not the churn rate itself but the fact that no one was sure why the churn rate was as high as it was.Four steps of the Customer Development model at Groove1. Customer Discovery at GrooveTo get to the bottom of its growing churn rate, Groove started by talking to customers. Groove’s CEO makes it clear that one of his biggest priorities has been to learn more about his customers. He goes through major efforts to collect client feedback in order to really learn about his product.To begin to approach the problem of the churn rate, Groove relied on exhaustive feedback to make sure the product was viable for the market. This feedback initially came from feedback surveys and onboarding emails sent out to new clients. However, this feedback was not enough to fix the problem.Unsure of what to do about this churn rate, Groove decided to dig into its metrics to see what was going wrong.2. Customer Validation at GrooveGroove’s CEO decided to get in touch with his customers. He started an email campaign that a sked individual for in-depth one-on-one conversations that would provide real feedback. At the time, Groove had around 2,000 customers and a lot of them had something to say about Groove’s model, business, product or customer service. The response to the initial campaign was overwhelming.Groove then set up an online calendar that allowed people to sign up for a phone call with the CEO. These calls were scheduled to be 10 minutes long and took place over phone or Skype. In addition to reaching out to customers, Groove was able to salvage relationships, forge new bonds and really validate the issues that laid behind Groove’s churn rate.Lessons learnedWhat Groove learned in the customer validation phase is that a business does not need to invest in exhaustive testing or expensive tools to get to know its customers. All you need to do is get out of the office and go to where your customers are with your hat in hand.They also learned that they would not get useful feedback by sending out surveys or asking leading questions. Instead, they structured the conversation based on the individual issues that each customer had. Rather than going into a call with a set of expectations, they went in to learn about the customer’s problems and validate what they thought they knew about that customer.As a result of 100 hours of phone calls with customers, Groove learned:It needed better second-tier onboarding.How to convert unhappy customers back into happy customersMore about the personalities that make up its customer baseHow to improve marketing copyTo make customer learning a habit by learning early and learning often3. Customer Creation at GrooveDuring this time, Groove was embarking on a mission to grow its customer base from 2,000 customers to 5,000 paying customers. The timeframe for this goal was 12 months. Until this point, the company was more focused on retaining current customers and putting out fires than on really growing its customer base.Over the first two years of its life, Groove found a great market fit and gathered a group of early adopters who loved the product. The foundation was already there â€" it was learned and validated several times over.To grow, Groove decided to focus on three big issues:1. Groove wanted to become the product leader in the SMB Market.The global SMB market contained 76 million players worldwide. Research validated that customers who were using other customer support software products hated the service they were getting. With a great product designed specifically for these customers, there was no reason that Groove could not grow to grab 5,000 of these customers.2. Groove needed to work on building a respectable and lasting brand.Groove knew it had a great product but a product is not enough. It needed to use its brand to drive interest from the right customer group.  To reach this customer group, Groove created the 100K blog where it documented its journey as a startup.3. Groove needed to be more focuse d on using data.Groove wanted to put a real focus on actionable data that would help them know what to expect when they made business decisions. Rather than hoping for luck, data analysis and collection could fuel growth systematically and help them achieve their 12-month goal.In order to focus on these issues, Groove had to scale its company. It could not make these transitions with its existing teams and processes. Thus, Groove moved into the company building phase to create an infrastructure that could support this attainable growth.4. Company Building at GrooveGroove needed to create a company that was capable of both driving new customers and handling these customers to make sure that their churn rate stayed low. They knew that they had to start by building the right time. The company decided that hiring and keeping the right employees was important because it was important that everyone was working towards the same vision. Groove wanted all of its employees to be working and t hinking as if they were a startup CEO.Groove also knew that it need to begin to work at a faster pace. Previously, the company had been stuck putting out fires and focusing on past and present problems rather than thinking ahead towards the future. To make sure that this pace occurred, they decided to set both quarterly and monthly goals designed specifically to reach the ultimate 12-month goal of growing to 5,000 customers.They also realized that there was a lot of infrastructure debt and bugs that were holding the company back. To move past this, the company decided to reexamine its resources and realistically consider how those resources could be better used.All of this resulted in a serious game plan for customer development and business growth the plan was bound take the following avenues:Blogging was the most viable channel that Groove was using. It decided to continue to pursue this channel aggressively.Groove decided to use the blog to drive a real online community.The blog would also become a valuable tool for driving organic SEO.Groove needed to figure out how to build a better solution for driving and processing referrals.Groove needed to figure out how to better integrate with future partners.Groove needed to drive product development within realistic timelines.Groove had to find a better way to convert more leads and nurture them through the sales funnel.The TakeawayGroove took away a lot of lessons from Blank’s customer development model. Groove takes the “get out of the office” advice seriously and really commits to it personally rather than trying to automate the process through expensive means. Ultimately, Groove knows that it needs to ask its customers if it has any doubts. This also is one of the biggest takeaways for Blank’s work.Groove also learned that this learning and validation was essential for growing the company. It employed a lot of what it learned in customer discovery and customer validation when it decided to grow its cu stomer base and scale its business. When Groove decided to grow, it put together plan that was appropriate for its market. As Blank says in his book, market fit cures almost all ills.

Photosynthesis Essay example - 598 Words

Photosynthesis Green plants are producers. This means that they can survive without animals! They can make lots of organic chemicals from a few simple inorganic chemicals. They need simple things like carbon dioxide and water and can make complex things like sugar, starch, fat, and proteins. Plants get their nutrients from the environment. Carbon dioxide comes from the air (unless they are aquatic plants, in which case they get it from the water surrounding them). They get water from the soil. They also need other inorganic nutrients like nitrate, sulphate and phosphate. A few plants cannot get nitrate out of the soil so they have to eat animals to get the nitrogen which they must have for†¦show more content†¦In photosynthesis, light energy is converted into chemical energy. When animals and plants respire, the chemical energy in glucose can be converted into other forms of energy e.g. kinetic energy. Plants can make enough glucose on a sunny day to last them through the night and through lots of cloudy dark days, but they cannot store up lots of glucose. What they do is convert the extra glucose into starch. When they need to use the energy, they can turn the starch back into glucose. Starch can be stored in leaves or other parts of the plant. they can turn glucose into sucrose: this is a sugar carried around the plant in special tubes called phloem. Photosynthesis results in an increase in biomass; i.e. there is more carbohydrate in the plant. They can turn some of the glucose into fat or protein. They have to make lots of different chemicals to grow, but the two most important ones are fats and proteins. To do this they need energy (growth requires energy from glucose). Plants also have to make a very special chemical called DNA: this is the hereditary chemical of all animals and plants. They must also make lots of new chlorophyll. Like carbohydrates, fats also contain three elements:  · Carbon  · Hydrogen  · Oxygen Proteins contain four or five elements:  · Carbon  · Hydrogen  · Oxygen  ·Show MoreRelatedPhotosynthesis769 Words   |  4 Pages___________________ Class ____________ Photosynthesis Virtual Labs Tutorial: http://www.harcourtschool.com/activity/science_up_close/512/deploy/interface.html Watch and listen to the tutorial found in the link above. Fill in the following answers as you watch. Stop and replay anything you don’t understand – this is a complicated topic! food 1. Plants use photosynthesis to make __________________ for the plant. 2. What do plants need in order to perform photosynthesis? Plants need light ( usuallyRead MorePhotosynthesis829 Words   |  4 PagesPractical 2: Photosynthesis Introduction: Photosynthesis is a vital process in plants as carbon dioxide is used to form sugars and other complex compounds for growth. There are two basic processes in photosynthesis: light-dependent and light-independent. Light-dependent process, a temperature-independent reaction where light energy is absorbed by the photosynthetic pigments and transformed into chemical energy which is used for water, splitting into oxygen molecule, proton (H+) forRead MoreThe Effect Of Photosynthesis On The Environment Of Photosynthesis1106 Words   |  5 PagesPhotosynthesis is defined as the process by which green plants manufacture their food (organic compounds) making use of carbon dioxide and water in the presence of sunlight. It is also the synthesis of carbohydrate from sunlight, water and CO2 by the green plants. It is an endergonic and anabolic process. Bacteria show an oxygenic photosynthesis as they do not use water and do not evolve oxygen. Cyanobacteria (blue green algae) evolved oxygen first time in evolution as they show oxygenic photosynthesisRead MorePhotosynthesis And Cellular Respiration. 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I choose this topic because I wanted to see if light necessary for photosynthesis is really. It is also a very interesting topic because most living things need light to function, survive and grow. Photosynthesis is the physic-chemical process by which green plants use light energy to photosynthesis. When Photosynthesis occurs it takes in the co2 from the atmosphere and releases oxygenRead More Photosynthesis Essay455 Words   |  2 Pages Photosynthesis nbsp;nbsp;nbsp;nbsp;nbsp;Photosynthesis is the most important part of the lively hood of humans and animals. Without photosynthesis we would not be able to receive energy. We should be more appreciate of plants, without them we would not survive. This paper will explain the basic components require for photosynthesis, the role of chlorophyll, how energy is transferred, and photosystems I and II and the most precious product results of photosynthesis. nbsp;nbsp;nbsp;nbsp;nbsp;PhotosynthesisRead MoreEssay on Photosynthesis704 Words   |  3 PagesPhotosynthesis Photosynthesis produces energy in the form of glucose it uses water from the soil, carbon dioxide from the air, and energy from the suns light. Photosynthesis takes place in all plants that contain chlorophyll. Photosynthesis mainly takes place in the palisade mesophyll cell in the leaves of plants. The main reaction is to produce oxygen and glucose, glucose is stored in the form of starch and does not affect osmosis, taking place in the plantRead MoreThe Process of Photosynthesis1016 Words   |  5 PagesPhotosynthesis is the process undergone by plants consisting of a series of chemical reactions that require four factors; water, carbon dioxide, radiant energy and temperature using chlorophyll molecules to trap radiant energy from the sun resulting in the making of glucose and oxygen as bi-products. The process of photosynthesis provides plants with the food and energy they need to grow. Plants that produce their own food are called autotrophic plants. Not only do these plants make food for themselves

Military Brats Legacies Of Childhood Inside The Fortress

Is it too farfetched that children of military personnel have their own subculture? Military Brats are children of active military personal that move don’t have a set home they live in. They are actively moving from state to state and from country to country. Despite this sounding like this sound like someone who just moves around a lot, there is a whole lot more to Military Brats. Military Brats are in fact, a subculture that have a real presence in our society and have their own struggles they face as individuals. The first and most important question that needs to be answered is, what is a Military Brat? Wertsch answers this question perfectly in the introduction to her book â€Å"Military Brats: Legacies of Childhood Inside the fortress. â€Å"I was a military brat . . . I was guaranteed free medical care and subsidized food and housing until the day I finished college and had to turn in the ID card that granted me these rights and privileges† (Wertsch, Intro). Essentially a Military Brat is an individual either born or raised on military bases for a majority of their lives. Where does the name Military Brat originate though? The phrase â€Å"Military Brat† is actually an acronym, Brat stands for, British Regiment Attached Traveler (Caban). All of this essentially means that Military Brats aren’t guaranteed a home, rather are more or less guaranteed the opposite. They live nomadic lifestyles, never having enough time to become accustomed to their environment. A great ex ample of this isShow MoreRelatedLife on a Military Base890 Words   |  4 Pagesfriends from military families, Jackson would move out of my life within weeks, swept away by the needs of the United States military. Growing up near Macdill Air Force Base in Tampa, I met and befriended many children like Jackson with military parents. To the average civilian, they were just normal kids from military families, but to those familiar with military culture, they were more commonly known as â€Å"military brats†. Used as a term of endearment and respect within the military community, â€Å"military

Ronald Takaki, a History of Multicultural America Free Essays

Throughout history many ethnic cliques have experienced abuse and distrust from our American society. The people in America seem to be less understanding, and less willing to accept cultures different from their own, at least years ago. Groups such as the Indians, the African Americans, and the Immigrants, fall deeply into this category. We will write a custom essay sample on Ronald Takaki, a History of Multicultural America or any similar topic only for you Order Now The situations and struggles they have gone through are greatly explained in Ronald Takaki’s novel, â€Å"A Different Mirror, A History of a Multicultural America. Although they have experienced a lot, particular financial and social configuration have changed, helping change our perspective of each civilization, for better or even worse. When the New England people set off to America to, â€Å"cultivate the Lord’s garden,† [pg. 26] and farm arable land, they knew the Indian people had already inhabited the area, but did not fear them. When first viewed the Indian people were believed to be savages, living as uncivilized as the Irish. To the New England people, the Indians were in deficit of all it took to be urbane, lacking attire, writing, Christianity, and urban areas, and indulging in passion and lust beyond the New England belief. Even when the Indian population tried to help the New Englanders, by bringing, â€Å"food and rescuing the starving strangers,† [pg. 35] the New England appreciation only lasted so long. The two groups soon became hostile as the New England people tried to exploit the Indian’s food supply, and fighting broke out almost immediately. With the constant fighting the governor of Virginia, Thomas Gates, decided to have the Indian people be forced to labor for the New England people. This decision was not taken lightly, but yet powerfully and unsympathetically. Even the children were treated cruelly; they would bring them to the river where they would, â€Å"put the Children to death †¦ by throwing them overboard and shooting out their brains. †[pg. 39] Eventually a peace treaty was negotiated by Captain William Tucker, but the wine served to the Indian people was poisonous, killing around 200 instantly. This was just the beginning of what was to come to the Indian people. The leader of the Cherokee tribe personally wrote a letter to President Jackson acknowledging the fact that his people will abide by the federal law, even though they had settled on this land first and established their own set of rules. This letter was ignored by Jackson, and instead the opposite occurred. Jackson wrote a letter to Commissioner J. F. Schermerhorn, in negotiation of the removal of the Indian people. When the Indian people denied this treaty they were forcibly removed from their homes, and embarked on a journey to a new land for them to settle. â€Å"The Cherokees were nearly all prisoners,† [pg. 46] stated by Reverend Evan Jones, they had no choice but to leave their homes or be killed for not. The journey in which they set upon was a long and very different weather than what the Indians were used to. Many Indians became ill from the trip, as well as many died. The idea behind this was to keep America â€Å"white† and free of people who were not what the New England people believed to be civilized, out of their new found land. The Indian culture was one of which the New England people were not familiar, and their need to expand their land, in search of new areas to populate and produce food, made them willing to do anything to obtain the area. The American people had this idea of a manifest destiny, in which the ideas of expansionism were expressed. This idea was a major goal at the time, and whatever needed to be done to achieved it would be. The government was the key role in the Indian removal, and maltreatment, but did this for their own personal gain. At the time it was more important for America to achieve what they wanted to achieve than to worry about who they were hurting in the process. This falls true with other ethnicities also. The Indian people were not the only ones treated unfairly for the personal gain of Americans. The African American people also experienced this pain. The typical white male in America was always protected by the Bill of Rights, the first ten amendments of the constitution. These rights included, freedom of speech, religion, petition, and press, along with right to bear arms and the right of privacy. Along with these rights was a mishap, these rights only applied to the typical white male. This allowed the white American people to enslave the African American members of its society. People often made comments about the color of an African American’s skin as, â€Å"this blackness proceedeth rather of some natural infection of man,† [pg. 49] or they were, â€Å"deeply stained with dirt,† †foul, dark, or deadly. † [pg. 50] People were often afraid of the differences in the skin color that it turned to hatred. The color white to them represented, â€Å"purity, innocence, goodness. [pg. 50] The white Americans feared that they might lose control over themselves such as the Africans already had. This fear led to hatred, and rejection of anyone this color. As this hatred grew, colonizers started capturing African people from their homelands, and bringing them to the United States to sell as property. Most were sold first as indentured servants, people w ho are stuck by a contract to serve their leader for seven years in order to pay them back for the expense of them to come to America. This gathering planned on completing their time as workers, and then eventually being able to own a house of their own, since the idea of coming to America offered the possibility of hope and starting over. When the rebellion of Nathaniel Bacon occurred everyt hing was about to change. Bacon was a white indentured servant who was frustrated in the ways of society. He decided to rebel creating the † giddy multitude, † [pg. 78] a group of white and black indentured servants who had enough, due to not being able to succeed in the fantasy life people created in America. This group greatly threatened the social order of Virginia. When the group had been defeated it became obvious to Captain Thomas Grantham that they needed to reduce their dependency on white laborers and focus more on Africans of which they could capture, and exploit. This also worked out in the best interest of the people of Virginia because they could deny the Africans right to bear arms due to their race. Africa became their primary source of labor. In 1674 slaves represented only 20% of households and by 1694 slaves represented about 48% of households, nearly half the population. The American people did not see the African American people as people; rather beings that they could make plow their land, or farm their crops. It was always about them. As it was with the Indians, the American people used the African American people for their own personal gain. They also still believed in their theory of keeping America â€Å"white† and having people different from them served as a threat they decided to squash before any damage could be done. The Immigrants that came to America experienced much similar situations with American abuse. Although one of the main differences of these situations was that the Immigrants were still â€Å"white and therefore still had more opportunity than the Indians, and the African Americans. Still there were stereotypes of the people that came, such as the Irish were seen as savages, and as Frederick Douglas said, â€Å"our degradation. † [pg. 131] They suffered from potato famines at home, and had no choice but to move toward a land that had a promise of prosperity. Even when the Irish became laborers for the canals and railroad being built, they were still seen as much lower class. They helped build Connecticut’s Enfield Canal, Rhode Island’s Blackstone Canal, and New York’s Erie Canal, which according to Reverend Michael Buckley is, â€Å" proof of Irish talent,† [pg. 138] since the Erie Canal is seen as a very impressive piece of architecture, but back then they did not receive the credit they should have. They built thousands of rail lines, including the Western and Atlantic railroad, and the Union Pacific segment of the transcontinental railroad, in which they lived in miserable conditions and worked ridiculous amounts of hours. They could â€Å"still feel the vibrations of the sledgehammers at night. † [pg. 138] The Irish were also forced to fight for America, when America decided to take over parts of Mexico. They were treated just as badly as slaves were treated. This was only one group of immigrants, others were treated just as bad if not worse. The Chinese, Jew’s, Russians, all immigrants who came to America experienced some kind of oppression, each in their own way. The Irish people were seen to Americans as workers also, people whom they could exploit, because living in America was better than living in their homeland. It was all about money. They were â€Å"disposable† [pg. 138] to the American people. The history of ethnicity coming to America is a complex situation. Years ago people were not accepting to new cultures coming to their land, but when the price of labor was seen as much lower it became a possibility. The American people exploited the Indians, the African Americans, and the Immigrants because they knew they can. They had this idea that the land was â€Å"theirs,† when the Indian people were settled here first, but they knew they had the man power and gun power to take over such a land, and anyone who didn’t approve of it, wouldn’t be a part of it. Americans tortured and ridiculed the people that came here because they were different than them, and they were seen as a threat because the Americans didn’t know what they were capable of. They figured they had to put them in line, before the Indians, Africans, or Immigrants, did that to them. It was all because of fear of what was different, what was unknown. The American people liked having power, and liked being able to control what was going on and they took advantage of that to the point where it hurt many cultures and newcomers, but not enough to make them stop coming. What they did here in America was no worse than what was happening in their homelands. Times eventually changed, and people eventually realized their mistakes. Although things are not one hundred percent better, the Indians, Africans, and Immigrants have made great strides to overcome the oppression and due to this have made them the people they are today. How to cite Ronald Takaki, a History of Multicultural America, Papers

Spelling Review Essay Example

Spelling Review Paper Essay on Spelling I enjoy Dmitry Bykov, how I love him? Journal of the train will open, where the Bulls, criticism to movies read, there is also the Bulls, in newspapers Bulls, and terrible to say, even to meet Vladimir Vladimirovich with Yuri Yulianovich verses composed too Bulls manages more than Mihailo our Vasilyevich at the time the right is ! I began to feel so ashamed, the last straw happened conscience tortured, book in hand picked itself, because it turned out that the original (there must a man thing to be, so to say, not everyone is destined to fulfill the Figaro, and in addition also a profession was, if memory serves) Dmitry Bykov our all even and writer But the next disaster happened here: the book was not easy, directly stated opera.! Alas, life had to read books, read no opera, so I have taken all the same as the book. Especially in the afterword by the author even in the epic, not forgetting, however, Khovanshchina mention, he said. Total we have epic opera, spelling, literature, and even revolution, postmodern, almost all of the silver age under different names-names (important not to confuse Lgov and Lovetskaya, Kazarina and Kraminov and yet simultaneously to think and who they are in fact, despite the fact that to know the whole pantheon of the then writers probably interesting, but there worth powder and shot?) verses tell disputes are, dance, dance, and even Peter, Crimea, almeki with a pipe, even the ghost of Leo Tolstoy flashed generally terrible thing like a whole lot! And it would be all exceedingly tasty, if it were not so bland! Read, read, bam, and the characters are two-dimensional: one dimension a prototype of th e real, the other the book image, and in any did not want to become three-dimensional. Each sings his own party on the assigned groove as table football, and a step to the side, otherwise the right shot. The protagonist and accurately letter, a mirage, worn by the wind of time here and there, and his love, and throwing very emotionally hurt. How to force to write a school essay no development of the image, is a kind of alter ego of the author: I understand everything, know everything, even here Loison, koi reveal all the secrets of humanity, honor, just nothing at all of this understanding will not change. Even essentially no image, puppet came out to yank the strings demiurge epic. About the other and say nothing not to be confused with the main yudofilov anti-Semite, elagintsev with krestovtsami, professors and journalists, etc. But to stay on the edge of perception of all this violence would hardly even able, perhaps, if the background colors of the rainbow is not played, do no t bury it like a sand castle. Philological novel in the opera is clearly priyatstvenno political and historical (and romantic) turned out. In general, it is clear that I wanted to express, but only very dead there, a lifeless desert words, means also a parallel in our day to throw, but only time such a write and publish in our parallel post-desert, then there is something that is moving forward, living and not just inanimate dark We will write a custom essay sample on Spelling Review specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Spelling Review specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Spelling Review specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Spelling Review Essay Example Spelling Review Paper Essay on Spelling In good conscience tell you, thirty-five years of living in the world, and why spelling I do not know When Leo Tolstoy was asked about his novel, he said that in order to explain it, have to write it again.. Similarly, the Spelling a book of astonishing density, which can not be determined by one idea: either it drags along the entire novel, or in fact anything about it and did not say. Bykov wrote about the abolition of spelling and useless people, and Russian revolutions, laws and conventions, and vexed questions Here you can see:) Meanwhile, the novel begins in 1918, the spelling reform: abolishing jers, and yatey the most spelling, which the new government found it unnecessary convention, plus a barrier that separates the masters from the illiterate literate proletariat. From now on written as heard. Ironically, the hero nicknamed Yat, a journalist with the new decree officially canceled. With him out of work are writers, linguists, proofreaders and other language Goldsmiths them, fifty intellectuals gather in the commune on Elaginsky island come up with a new spelling, and anything else for the good of the revolution We will write a custom essay sample on Spelling Review specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Spelling Review specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Spelling Review specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Perhaps. , any person who has received the public rations, shelter and work during the general chaos and destruction would have been happy. But not intellectual. Especially not 50 intellectuals. Amazing all the same people, who know so much, so much to anticipate, but can not do anything they cause some wrenching mixture of sympathy, pity and contempt. Alas, so smart, alas, are so stupid. You are in a maze cursed questions can find their place in life? Probably not. But all the familiar faces, guessed For other Tolstoy, Aleksey Nikolayevich, called it vpechatelnie poison. when read causes rejection, hatred, when everything inside boils against it, but nevertheless wear it in yourself , savoring. Nothing remains but to fall in love with the characters just the way, is, like gadgets useless, but subtly lovely heart things, without which it would collapse the world *** Thats it. , pustovato and stupid about piercing novel.

Ethicals Ethics and Company Essays

Ethicals Ethics and Company Essays Ethicals: Ethics and Company Essays Here is a summary of the consequences of your decision to modify spot 'A': Director of Product Management:Your boss says, "I asked you to reach 15,000+ units a week. Your decision put us at 14,616 at the end of last week. While it's not what I asked for, it's in the ball park. You had better hope unit sales increase to meet projections in the coming weeks." Unit Sales:Medium increase, 2,616 units, potential for future increases looks good. HA advertising is losing out on the Sunday 3:00 - 4:00 market. Brand awareness increased 10 points among parents. Sales Team:The sales team is disappointed in your decision. They had hoped you would have gone with an option that would have increased their commissions more. Advertising to children is the act of marketing or advertising products or services to children. According to the characteristics of children , who are easy to be influenced and imitate, the advertising should be more carefully and strict. therefore, I think it will be a problem that advertising to children. A good and educational ad may guide children to the correct direction, but a bad one may misguide them both on mentally and behaviors. Turning Gears should try to alter its approach to limit concerns about negative impacts on kids. The influence of the advertisement to children is profound. thus, it is important for the company to discuss this problem. It is not necessary for the company to stop advertising to kids, but must change the way to advertising to children with positive impacts. What's more, it can also consult from parents, and make efforts about the problem together. Uncertainty touches most aspects of life, especially when we make decisions that have consequences that we cannot predict. It is natural that we can weigh up the possible results and their risks and benefits. Hence we should change the uncertainty into certainty though further research. The uncertainty will become a problem or a significant issue when you ignore it, or you insist on your own benefits as you find it out. We should accepting and realizing this principal uncertainty is a conceptual challenge, and it is within this framework that we must make decisions of a moral nature. Therefore, decision-making and the handling of uncertainties have important ethical dimensions. According to my opinion, adding labels would be the best way to resolve the problems of current situation. Before we make the decision, we should carefully take consideration about the consequence of insisting selling toys without any changes. It is an unethical behavior that make kids in an uncertainty dangerous situation. We also cannot solve the problem though replacing the material of toys because it is great harmful to company's benefits. therefore, it is the best way for the company to add labels on the toys to remind people to be careful about making choice. What should be put into consideration at first is the safety of customers, so it is the best way comparing with any other options. A company should response to pressure of shareholders groups when the resources related to 1) Company's mission statement. A company's mission statement is a constant reminder to its employees of why the company exists and what the founders envisioned when they put their fame and fortune at risk to breathe life into their dreams. So it's significant to response. 2) The consequence of issue harm. A company should also consider about the issue harm as it may result in kinds of serious consequence 3) Company's perspective. You cannot just consider about your own benefits but also the stakeholders benefits. otherwise, you don't need to response if it is not relevant to the things above. The main argument is whether child labor should be accepted. Based on the point of view of employers, it can be accepted because they think the manufactory has been provided higher payment and good quality of life for the children, and it also be accepted by the

Whats Wrong with Aint

Whats Wrong with Aint Whats Wrong with Aint Whats Wrong with Aint By Maeve Maddox Back when I taught junior high school English I used to tell my students that they were allowed to use the word aint in their speaking and writing. When they recovered their composure I went on to explain that they could use it in only one context. They could not say or write I aint because there was a standard expression they could use: Im not. They could not say or write He aint, she aint, or they aint because there were standard forms for those: He isnt, she isnt, they arent. They could, however, say or write Aint I? I pointed out that the usual standard form of arent I was not exactly grammatical. Would anyone ever say are I not? My eccentric rule had the effect of making my students think about the verbs is and are. And it made us all realize how seldom anyone has occasion to say aint I? anyway. Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Grammar category, check our popular posts, or choose a related post below:50 Rhetorical Devices for Rational WritingHow to Pronounce Mobile

Promotional Strategy Essay Example | Topics and Well Written Essays - 1250 words

Promotional Strategy - Essay Example In order to maximize sales volume and reach as many customers as possible, the company will aim to use more of a ‘pull’ promotional strategy (Lamb, Hair & McDaniel, 2008), in tandem with the ‘push’ strategy which will be more subtle. The aim is to entice the end users to pull the EJ’s Innovation and More product from the manufacturer or the distributor into their homes. Sales promotion in the first phase of the campaign will be extensive but will be monitored closely. As this represents a cost that can be controlled, if the response of the customers is more than expected in certain cities or areas, sales promotions will be curtailed in those regions.  Pull Strategy With this strategy, the company is hoping to reach a massive audience, as has been defined previously. Strategies will include heavy television, radio, print, online and billboard advertising, especially in the major cities all over the U.S. The special features of EJ’s Innovations and More laptops and PCs such as touch-screen would be very creatively, yet simply, advertised to the customers. Special contests would be advertised online and in print which would allow every ten thousandth customer to get a lap top or PC with any five additional features of his choice. Similar tactics will continue throughout the campaign to attract new customers to the product. The company has plans to invest in trade advertising and incentives to encourage support businesses to push the new range of laptops

Mergers And Acquisitions Essay Example | Topics and Well Written Essays - 2750 words

Mergers And Acquisitions - Essay Example Usually, mergers and acquisitions are primarily driven by the objectives of growth and survival. A large company will seek to acquire a smaller company for the purposes of benefitting from certain synergies in various aspects of the business operation. This may include an expanded market segmentation or technological development. Companies with nearly the same market profile may merge to enhance the level of efficiencies of operation and minimize on operational costs. On the other hand, smaller companies may be willing to be acquired by bigger firms due to a hostile market environment or unpalatable market forces (Sherman, 2012, p. 67). In essence, mergers and acquisitions are aspects of business strategy. In business, there exists the possibility of a mismatch between strategy and reality. Errors of judgment by directors may lead to ill-conceived mergers and acquisitions particularly resulting from the effect of misguided information or the flux nature of the global market forces. I t might be important to analyze the rising cases of failure from this perspective. Why Directors Prefer Mergers and Acquisitions Despite the recorded failures, corporate directors have continued to pursue mergers and acquisitions with remarkable determination. Usually, the pursuit of these goals is strategic in the sense that they aim at achieving a certain goal in the business operation. The synergistic benefits of engaging in mergers may tend to surpass the possible risks involved (Moeller & Brady, 2011). Directors often decide on mergers basing on certain strategic goals. Decisions are taken after cost-benefit analyses are conducted with regard to the possible risks involved in the purchase. A merger or an acquisition may present the most appropriate alternative to the growth and expansion alternatives available for the company (Sun, 2012). For instance, a company may want to expand its technological infrastructure within a specified period of time. Some of the factors to be cons idered include times, cost, and reliability of the development. The firm may choose to enlist the services of experts to carry out this particular development. Alternatively, the firm may choose to enter into a merger or engage in an acquisition with a firm that is already established in terms of technology with a sound technological infrastructure (Buckley & Ghauri, 2002, p. 22). This move would have saved the firm a substantial amount of money, which would be directed to alternative areas of development. Another reason why boards of directors still engage in mergers and acquisitions is to be seen in terms of expansion strategies. Market discourses of globalization and liberalization have brought about stiff competition in most areas of business operations. Mergers and acquisitions provide the most effective way for a company to consolidate its hold on a certain market segment with the short-term and long-term objective of locking out external competition (Lucks, 2007). When two la rge corporations enter into a merger, they are most likely to expand their market reach and intimidate other firms that may seek to operate in their business niche.  

The Jewish Community in Greece Essay -- Judaism Religion Papers

The Jewish Community in Greece Problems with format ?The Jewish community in Greece has a very colorful and intriguing past, but it is also a history filled with undeserved discriminatory acts and hatred.? The earliest Jews came to Greece either in chains or because of persecution, and soon experienced more hardships and troubles.? And just when Greece had overcome its discrimination and its Jews began to breathe easily, the worst persecution of all befell the community.? The Jewish community in Greece was once large and prominent.? In fact, ?the country once boasted some of the most distinguished and ancient Jewish communities in the world.1 But only a shadow of its once glorious past remains, and Jews are currently facing discrimination today.? The best example of Greek Jewry is the city of Thessaloniki, which exemplifies the shifting community throughout history.? Greek Jews are still facing discrimination, but hopefully, Greek sentiment will change. Greek Jews Throughout History ?Scholars are unsure when Jews first settled on the Greek isles, but most agree the earliest were slaves ?forcibly transported to Greece by way of Cyprus, Ionia, and the Greek isles by various enemies of Judah during the biblical period.?2? Jews came in waves to Greece, usually sold into slavery during wars, such as the Hasmonean War and the Maccabean Wars.? Later, when Rome conquered Asia, even more Jews came to Greece to escape Roman rule, and their numbers continued to increase.? Erich Kahler believes that this is just one reason why the number of Jews in Greece increased so steadily.? The other explanation is ?that Judaism was the first proselytizing religion, the first religion with a mission not only for its own tribe, but fo... ...aughtered Jews. The Times Higher Education Supplement? iss. 1241 (Aug. 16 1996):? 18. Murphy, Brian.? ?Israel Complains About Greek Composer?s ?Anti-Semitic? Comments. Associated Press Worldstream.? 12 Nov. 2003, International News. ?State Department Backs US Envoy to Greece in Spat with Athens. Agence France Presse.? 14 Nov. 2003, Domestic. ?Vandals Attack Jewish Site in Northern Greece. Associated Press Worldstream, 9 Oct. 2003, International News. ?Vandals Spray Holocaust Monument in Greece. Agence France Presse, 9 Oct. 2003, International News. Varouhakis, Miron.? ?Jewish Group Issues Olympic Threat Over Suicide Bombings Exhibit. Associated Press Worldstream.? 9 Oct. 2003, International News. ?Wiesenthal Center Urges Jews to Avoid ?Xenophobic? Greece Before Olympics. Associated Press Worldstream.? 20 Nov. 2003, International News.

The Money Transfer Service – Competition in the global market

In any given market a healthy business is one that looks for a strategy that will give it a competitive advantage over the rest of the players in the industry. This is key in penetrating the market and ensuring that it stays a notch above the others in the delivery of a good or service to its clientele. In many cases competition is quite healthy, as articulated below with regard to the wars between Coke and Pepsi Companies in the United States: The warfare must be perceived as a continuing battle without blood. Without Coke, Pepsi would have a tough time being an original and lively competitor. The more successful they are, the sharper we have to be. If the Coca-cola company didn’t exist, we’d pray for someone to invent them. And on the other side of the fence, am sure the folks at Coke would say that nothing contributes as much to the present day success of the Coca Cola Company than†¦ Pepsi. All types of businesses, however small they are, have had competition in one way or another. A mama mboga business will definitely have competition from the neighbours selling the product. At the beginning there might seem to be none, but over time the competition emerges. Historical Background. The traditional electronic money transfer services include but not limited to the following: †¢Electronic Funds Transfer (EFT) service offered by banks, where funds take one day to be transferred to the recipient. †¢Real Time Gross Service (RTGS) – here funds are transferred between banks within a span of two hours upon the instructions being issued by a client. This is a much faster approach than the EFT module, serving as a big boost mainly to business people who need to seal deals faster. †¢Telegraphic Transfers (TTs) – this relates to the sending of funds from one country to another, and takes approximately four working hours. †¢Money Orders. These methods listed above require that one operates a bank account something considered a luxury in many parts of the developing countries. Likewise in Kenya this proves a challenge especially for the people in the rural areas and the informal settlements. As mentioned above, this listing is not conclusive as there are other known conventional means of sending money that include the following: †¢Western Union Money Transfer Service †¢Money Gram Money Transfer Service These two are phenomenon in sending of funds globally. Mobile Money Transfer Service No one ever envisaged that some day it would be possible to send funds using mobile phones. However Kenya has now been introduced to the world arena as a result of pioneering the mobile money transfer service, Safaricom synonymous with the m-pesa product. The mobile money transfer refers to the movement of money from one destination to another by use of the mobile phone as a means of transfer. In essence this refers to translocation of e-money from one point to another without the involvement of physical translocation. The journey of mobile money transfer began in the early years of 2000, with the launching of Sokotele by the then Celtel mobile company. The service enabled one to send funds via mobile, where the transaction was initiated through a financial institution to the recipient’s mobile. The recipient then would walk to a branch of the financial institution and be paid. The m-pesa product worked on the same module but enhanced the same, by putting the power of money transfers in the hands of the cellphone owner. This meant the bank link was removed from the equation, with the people dealing with each other through agents spread all over the country including the remote rural areas. The invention of the money transfer service has seen all the mobile companies in Kenya running the service, not ready to be left behind by the competitors. The facility is now spreading fast to other countries globally, albeit under different names. Competition The invention of the mobile money transfer has brought about a revolution in the financial sector, affecting the forms of funds transfer as mentioned above. This is slowly permeating the global scene, with Kenya serving as the home of mobile money transfer. The new product has great implications on the financial sector, both positive and negative. Banks have since taking advantage of this technology to bring on board clientele that have adopted mobile money transfer. They have relied on this platform to introduce mobile banking to their clients, empowering them to have their bank accounts in their hands whereby they can withdraw funds from their accounts by use of the mobile phones and vice versa. On the downside of it, a greater portion of the population is now saving their money on the mobile money transfer facilities. The facility seems to be growing fast into an e-bank, which affects the deposits that are traditionally found in banks. This has seen banks aggressively move to the public in search of deposits, thereby giving large interest rates n the deposits, contrary to the past where interest rates paid on deposits by banks were very low. The diversity of added provides on the main mobile money transfer service is making completion tight on banks. The adoption of M-Shwari encourages clients to save with the intention of borrowing, with the collateral being the savings as opposed to known collaterals such as land title deeds. The use of Western Union and Money Gram locally has declined due to the convenience of M-pesa, Airtel Money, Yu Cash and Orange Money in Kenya. With the spread of these facilities across the world (e. g. Airtel money in many African countries and India). With reduced demand for the formally established products, some of the providers have opted to partner with the money transfer service providers in order to tap into the great technology e. g. Western Union partnered with Safaricom, whereby funds can be send from overseas direct to one’s phone in Kenya. The money transfer service has also seen the introduction for card transfer services such as Nation Hela, whereby money can be dent from abroad direct to one’s visa card, with a notification direct to the recipient’s phone. Currently payment of a number of bills is made direct from the phone as opposed to going to queuing to make payments e. g. electricity bills, water bills etc. Conclusion Kenya is fast becoming home to a number of world accredited money transfer services that are equally spreading across the globe. These are expected to bring about intense but healthy competition on the financial front. These great innovations shall force financial institutions to rethink their strategies find the best way to take competitive advantage.

Research Methods Essay - 1440 Words

Quantitative and Qualitative are said to be systematic in different design. Both design have to follow a process system that involved defining a principle of research. General speaking, quantitative research is thought to be objective, however qualitative research often involves a subjective element. There are differences designs in qualitative research in comparison to quantitative research. Qualitative research involves words, pictures, or objects; Quantitative involves data in the form of numbers and statistics. However, the researcher uses in-depth interviews in qualitative research to find out how the subjects view their world. In quantitative research the researcher uses precise measurement to predict hypotheses. Whereas,†¦show more content†¦Qualitative research is conducted in a natural setting and attempts to understand a human problem by developing a holistic narrative and reporting detailed views of informants about the culture of a problem. It forms a report with pictures and words. One of the most important distinctions that sets qualitative research apart from more traditional types of research is that qualitative research is holistic in that researchers study phenomena in their entirety rather than narrowing the focus to specific defined variables† (p. 93). Similarly, Cresswell (1984) indicated that qualitative research â€Å"is defined as an inquiry process of understanding a social or human problem, based on building a holistic picture, formed with words, report ing detailed views of informants, and conducted in a natural setting† (p. 2). Cresswell’s definition clearly delineates the major characteristics of qualitative research. Pg. 50 (Smith Davis, 2010). Pg. 51 (Smith Davis, 2010). â€Å"How do researchers evaluate trustworthiness?† Guba and Lincoln (1994) proposed that trustworthiness could be judged by the following criteria: conformability, dependability, credibility, and transferability. For Example, Qualitative researchers use conformability, dependability, credibility, and transferability to evaluate the trustworthiness of a qualitative research report. In order to prevent researcher bias they can have other researchers point outShow MoreRelatedResearch Methods And Methods Of Research975 Words   |  4 PagesStudying research method was not a new experience since I have studied about it in my under graduate school. In comparison from the previous one I had, ULMS 515 Applied Research Methods Module has enhanced my understanding about how to conduct a research in an appropriate way to be implemented in the real world setting. I learned to appreciate the nature of research and the research process in academic and practical contexts. This module also enables me to develop my understanding in the differencesRead MoreResearch Methods For A Research Method1925 Words   |  8 PagesResearch methods assignment LQXIH1 This assignment will be comparing and contrasting two journal article’s, with a focus upon the research methods used. It will begin by summerising the main findings and key arguments of both articles. Followed by identifying the research methods used, whilst comparing and contrasting their strengths and limitations. It will then move onto looking at how the methodological limitations of each study may be overcome. To conclude this essay a reflection shall be carriedRead MoreResearch Methods4920 Words   |  20 PagesIntroduction of research and research methods What is research method? As a matter of fact, according to Saundra et al. 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