Friday, January 24, 2020

The Jewish Community in Greece Essay -- Judaism Religion Papers

The Jewish Community in Greece Problems with format ?The Jewish community in Greece has a very colorful and intriguing past, but it is also a history filled with undeserved discriminatory acts and hatred.? The earliest Jews came to Greece either in chains or because of persecution, and soon experienced more hardships and troubles.? And just when Greece had overcome its discrimination and its Jews began to breathe easily, the worst persecution of all befell the community.? The Jewish community in Greece was once large and prominent.? In fact, ?the country once boasted some of the most distinguished and ancient Jewish communities in the world.1 But only a shadow of its once glorious past remains, and Jews are currently facing discrimination today.? The best example of Greek Jewry is the city of Thessaloniki, which exemplifies the shifting community throughout history.? Greek Jews are still facing discrimination, but hopefully, Greek sentiment will change. Greek Jews Throughout History ?Scholars are unsure when Jews first settled on the Greek isles, but most agree the earliest were slaves ?forcibly transported to Greece by way of Cyprus, Ionia, and the Greek isles by various enemies of Judah during the biblical period.?2? Jews came in waves to Greece, usually sold into slavery during wars, such as the Hasmonean War and the Maccabean Wars.? Later, when Rome conquered Asia, even more Jews came to Greece to escape Roman rule, and their numbers continued to increase.? Erich Kahler believes that this is just one reason why the number of Jews in Greece increased so steadily.? The other explanation is ?that Judaism was the first proselytizing religion, the first religion with a mission not only for its own tribe, but fo... ...aughtered Jews. The Times Higher Education Supplement? iss. 1241 (Aug. 16 1996):? 18. Murphy, Brian.? ?Israel Complains About Greek Composer?s ?Anti-Semitic? Comments. Associated Press Worldstream.? 12 Nov. 2003, International News. ?State Department Backs US Envoy to Greece in Spat with Athens. Agence France Presse.? 14 Nov. 2003, Domestic. ?Vandals Attack Jewish Site in Northern Greece. Associated Press Worldstream, 9 Oct. 2003, International News. ?Vandals Spray Holocaust Monument in Greece. Agence France Presse, 9 Oct. 2003, International News. Varouhakis, Miron.? ?Jewish Group Issues Olympic Threat Over Suicide Bombings Exhibit. Associated Press Worldstream.? 9 Oct. 2003, International News. ?Wiesenthal Center Urges Jews to Avoid ?Xenophobic? Greece Before Olympics. Associated Press Worldstream.? 20 Nov. 2003, International News.

Thursday, January 16, 2020

The Money Transfer Service – Competition in the global market

In any given market a healthy business is one that looks for a strategy that will give it a competitive advantage over the rest of the players in the industry. This is key in penetrating the market and ensuring that it stays a notch above the others in the delivery of a good or service to its clientele. In many cases competition is quite healthy, as articulated below with regard to the wars between Coke and Pepsi Companies in the United States: The warfare must be perceived as a continuing battle without blood. Without Coke, Pepsi would have a tough time being an original and lively competitor. The more successful they are, the sharper we have to be. If the Coca-cola company didn’t exist, we’d pray for someone to invent them. And on the other side of the fence, am sure the folks at Coke would say that nothing contributes as much to the present day success of the Coca Cola Company than†¦ Pepsi. All types of businesses, however small they are, have had competition in one way or another. A mama mboga business will definitely have competition from the neighbours selling the product. At the beginning there might seem to be none, but over time the competition emerges. Historical Background. The traditional electronic money transfer services include but not limited to the following: †¢Electronic Funds Transfer (EFT) service offered by banks, where funds take one day to be transferred to the recipient. †¢Real Time Gross Service (RTGS) – here funds are transferred between banks within a span of two hours upon the instructions being issued by a client. This is a much faster approach than the EFT module, serving as a big boost mainly to business people who need to seal deals faster. †¢Telegraphic Transfers (TTs) – this relates to the sending of funds from one country to another, and takes approximately four working hours. †¢Money Orders. These methods listed above require that one operates a bank account something considered a luxury in many parts of the developing countries. Likewise in Kenya this proves a challenge especially for the people in the rural areas and the informal settlements. As mentioned above, this listing is not conclusive as there are other known conventional means of sending money that include the following: †¢Western Union Money Transfer Service †¢Money Gram Money Transfer Service These two are phenomenon in sending of funds globally. Mobile Money Transfer Service No one ever envisaged that some day it would be possible to send funds using mobile phones. However Kenya has now been introduced to the world arena as a result of pioneering the mobile money transfer service, Safaricom synonymous with the m-pesa product. The mobile money transfer refers to the movement of money from one destination to another by use of the mobile phone as a means of transfer. In essence this refers to translocation of e-money from one point to another without the involvement of physical translocation. The journey of mobile money transfer began in the early years of 2000, with the launching of Sokotele by the then Celtel mobile company. The service enabled one to send funds via mobile, where the transaction was initiated through a financial institution to the recipient’s mobile. The recipient then would walk to a branch of the financial institution and be paid. The m-pesa product worked on the same module but enhanced the same, by putting the power of money transfers in the hands of the cellphone owner. This meant the bank link was removed from the equation, with the people dealing with each other through agents spread all over the country including the remote rural areas. The invention of the money transfer service has seen all the mobile companies in Kenya running the service, not ready to be left behind by the competitors. The facility is now spreading fast to other countries globally, albeit under different names. Competition The invention of the mobile money transfer has brought about a revolution in the financial sector, affecting the forms of funds transfer as mentioned above. This is slowly permeating the global scene, with Kenya serving as the home of mobile money transfer. The new product has great implications on the financial sector, both positive and negative. Banks have since taking advantage of this technology to bring on board clientele that have adopted mobile money transfer. They have relied on this platform to introduce mobile banking to their clients, empowering them to have their bank accounts in their hands whereby they can withdraw funds from their accounts by use of the mobile phones and vice versa. On the downside of it, a greater portion of the population is now saving their money on the mobile money transfer facilities. The facility seems to be growing fast into an e-bank, which affects the deposits that are traditionally found in banks. This has seen banks aggressively move to the public in search of deposits, thereby giving large interest rates n the deposits, contrary to the past where interest rates paid on deposits by banks were very low. The diversity of added provides on the main mobile money transfer service is making completion tight on banks. The adoption of M-Shwari encourages clients to save with the intention of borrowing, with the collateral being the savings as opposed to known collaterals such as land title deeds. The use of Western Union and Money Gram locally has declined due to the convenience of M-pesa, Airtel Money, Yu Cash and Orange Money in Kenya. With the spread of these facilities across the world (e. g. Airtel money in many African countries and India). With reduced demand for the formally established products, some of the providers have opted to partner with the money transfer service providers in order to tap into the great technology e. g. Western Union partnered with Safaricom, whereby funds can be send from overseas direct to one’s phone in Kenya. The money transfer service has also seen the introduction for card transfer services such as Nation Hela, whereby money can be dent from abroad direct to one’s visa card, with a notification direct to the recipient’s phone. Currently payment of a number of bills is made direct from the phone as opposed to going to queuing to make payments e. g. electricity bills, water bills etc. Conclusion Kenya is fast becoming home to a number of world accredited money transfer services that are equally spreading across the globe. These are expected to bring about intense but healthy competition on the financial front. These great innovations shall force financial institutions to rethink their strategies find the best way to take competitive advantage.

Wednesday, January 8, 2020

Research Methods Essay - 1440 Words

Quantitative and Qualitative are said to be systematic in different design. Both design have to follow a process system that involved defining a principle of research. General speaking, quantitative research is thought to be objective, however qualitative research often involves a subjective element. There are differences designs in qualitative research in comparison to quantitative research. Qualitative research involves words, pictures, or objects; Quantitative involves data in the form of numbers and statistics. However, the researcher uses in-depth interviews in qualitative research to find out how the subjects view their world. In quantitative research the researcher uses precise measurement to predict hypotheses. Whereas,†¦show more content†¦Qualitative research is conducted in a natural setting and attempts to understand a human problem by developing a holistic narrative and reporting detailed views of informants about the culture of a problem. It forms a report with pictures and words. One of the most important distinctions that sets qualitative research apart from more traditional types of research is that qualitative research is holistic in that researchers study phenomena in their entirety rather than narrowing the focus to specific defined variables† (p. 93). Similarly, Cresswell (1984) indicated that qualitative research â€Å"is defined as an inquiry process of understanding a social or human problem, based on building a holistic picture, formed with words, report ing detailed views of informants, and conducted in a natural setting† (p. 2). Cresswell’s definition clearly delineates the major characteristics of qualitative research. Pg. 50 (Smith Davis, 2010). Pg. 51 (Smith Davis, 2010). â€Å"How do researchers evaluate trustworthiness?† Guba and Lincoln (1994) proposed that trustworthiness could be judged by the following criteria: conformability, dependability, credibility, and transferability. 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